Universal life insurance with guaranteed investments

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When only guaranteed investments are held in a universal life insurance policy, the policy occupies the middle ground between whole life and traditional universal life insurance

Universal life insurance with guaranteed (non variable) investments

When only guaranteed investments are held in a universal life insurance policy, the policy occupies the middle ground between whole life and traditional universal life insurance. As with whole life insurance, preservation of capital is guaranteed. And as with traditional universal life insurance, policyholders have some flexibility with premium amounts and deposits, and can choose their own investments b though in this case the choice is limited to guaranteed investments.